Your first meeting with us is at our cost
Our first meeting with you is informal and the cost is covered by us. This gives you the opportunity to meet us and decide if you would like to work with our team. Thereafter, if we do decide to work together, we’ll discuss and agree with you our fee and charging structure before any chargeable work commences.
Work is only ever undertaken with your full agreement and at this first meeting we give you our ‘Costs & Charges Disclosure’ document which explains how we structure our fees and gives you some examples to help you gauge the likely cost of working with us.
Our fee structure – how we charge for our services
Once an initial consultation has been completed we will provide you with a fee proposal. If you are happy to accept our proposal and appoint us to provide you with advice or any other financial service, we then provide a personalised ‘Client Service Agreement’. This document will clearly outline the scope of our advice, the services we have agreed and the fees applicable, along with the agreed method of payment.
Our fees are based upon the provision of our professional expertise;
- the time taken to analyse your circumstances and devise an appropriate strategy going forward using our cash flow planning tools and interactive conversations
- the preparation of a detailed report to clearly communicate this strategy to you
- implementation of your plan and provision of an ongoing financial planning service to ensure that we adjust your plan over time so that you stay on track to meet your goals
Our fees also consider our firm’s exposure to regulatory, commercial and financial risk.
Our services are always delivered by fully qualified and authorised individuals.
Paying our fees
You can pay our fees by cheque, electronic bank transfer or by deduction (where available) from a financial product that you might invest in. We do not accept payments by cash or credit/debit card.